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This Week In Your Wallet
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Women 50+ aren’t winding down…they’re the workforce’s secret weapon. Fast Company says this group will be essential for companies trying to grow in an era of AI and constant change, calling them one of the most underused sources of "resilience, intelligence and practical capability." Fast Company lists 9 reasons women 50+ should be at the top of employers’ interview lists. One of them – they’re agile in times of crisis. "With an oil shock, economic turbulence, and geopolitical instability looming—or already unfolding, depending on where you sit—companies need people who know how to operate when the script no longer works," notes Fast Company. "Women over 50 have often spent years adapting to scarcity, uncertainty, and institutional dysfunction – whether at work, at home, or both. They know how to do more with less."
Spot an error on your credit report? Fixing it may be getting harder. A new ProPublica analysis finds that, amid a weakened Consumer Financial Protection Bureau (CFPB), two of the three major credit reporting bureaus – TransUnion and Experian – are resolving fewer complaints in consumers’ favor. And the outlook? Not great. "In five years, the resolution of consumer disputes is going to be worse, credit reports are going to be worse and it’s going to be harder for folks to fix them, guaranteed," says Liam Hayden, a Chicago attorney who represents consumers in credit reporting cases.
Travel is still chaotic to say the least…but if a summer getaway is on your mind, this is your cue to start planning. While you’re at it, you might wonder – is a travel rewards credit card actually worth it? "If you travel frequently, especially if you go overseas once a year or more, travel rewards credit cards can come in handy," says Sara Rathner, credit cards and travel expert at NerdWallet. The key is sorting through the many options to find the right fit. "If you’re loyal to a specific airline or hotel brand, a co-branded card will grant you perks like free checked bags or room upgrades," Rathner adds. For everything else you need to know, head here.
🧳 Also worth clicking:
🎒 The best travel backpacks, according to HerMoney readers
✈️ Ask Jean: "Should I get travel insurance?"
🏝 Our secret to saving on last-minute hotel stays
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Things That Make You Money
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Investing In 2026:
What One Expert Is Buying
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As of March 2026, investors are navigating a war with Iran, spiking oil prices, tariff whiplash from the Trump administration, and a Dow that has been swinging hundreds of points in a single session. Feeling like moving everything to cash right now? Totally understandable.
But Stephanie Link, Chief Investment Strategist and Portfolio Manager at Hightower Advisors and longtime CNBC contributor, says this is exactly the moment to stay the course.
"When people get scared, they want to run for the hills," Link told Jean Chatzky on the HerMoney Podcast. "And that’s actually precisely what you don’t want to do."
So where is she putting her money? Link shared her cheat sheet – and one sector she’s bullish on is software. Despite fears that AI could shake up the industry, she says the panic is overblown.
"I think this software concern that they’re all going out of business because of AI, I think that’s overdone," she said. "I think there are some amazing opportunities in software."
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Ask Jean
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Today’s question comes from Morgan. She writes: What’s the difference between home insurance and a home warranty?
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Think of it this way – home insurance protects you from disasters, while a home warranty helps with everyday breakdowns.
Homeowners insurance – which is generally required by mortgage lenders – focuses on the structure of your home and your liability. If a storm knocks a tree onto your roof, a pipe bursts and damages the walls, or someone gets injured on your property, your insurance policy is designed to help cover those costs.
A home warranty, on the other hand, covers the systems and appliances inside your home as they wear out over time. If your HVAC system quits after years of use, your water heater fails, or the dishwasher suddenly stops working, a warranty plan may help cover the repair or replacement. Unlike homeowners insurance, which lenders require, purchasing a home warranty is voluntary. Many people purchase them to protect major systems and appliances in their homes.
There can be some overlap. For example, if a pipe bursts, your homeowners insurance will typically cover the damage caused by the water — like ruined floors or drywall — but not necessarily the broken pipe itself, which is where a warranty might come in.
Another key difference is cost structure. Home insurance usually comes with a higher deductible when you file a claim, while home warranties typically charge a service fee (often around $60–$125) each time a technician comes out.
Bottom line? Insurance protects you from the big, unexpected events, while a warranty can help soften the blow of those annoying (and often expensive) household breakdowns. Some homeowners choose to carry both so they’re covered from the roof down to the refrigerator.
RELATED:
• Home Warranties: HerMoney’s Picks
• 3 Steps To Lower The Cost Of Your Homeowners Insurance Premiums
• Home Insurance: HerMoney’s Picks
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Submit your questions to Jean here.
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