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| Stat Of The Day |
| 57% |
Call it a BookTok takeover. Among the top 50 highest-grossing films from 2020 to 2024, adaptations earned 57% more at the box office than non-adaptations. And it’s not just the silver screen – nearly half of the original drama series that premiered on Netflix, Disney+ and Amazon Prime Video from January 2024 to June 2025 were book adaptations, with many more on the way. And honestly, we’re here for it. At least one member of the HerMoney team spent her rainy Memorial Day weekend fully glued to "Off Campus." |
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| This Week In Your Wallet |
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Having a baby, or becoming a grandparent, soon? The Wall Street Journal has a step-by-step guide to give your new addition a financial head start. The first move you’ll want to make is to open a Trump Account – but you don’t want to put your own money into it. ICYMI, U.S. citizens born between 2025 and 2028 are eligible for a free $1,000 government contribution into newly opened Trump Accounts, which officially launch in July. "My first order of operations is to get your thousand dollars," Ben Smith, a financial adviser in Milwaukee, tells the WSJ. The next step? Take a look at your own finances and make sure they’re in good shape. "You want to put on your own oxygen mask first," said Allen Mueller, a financial adviser in the Dallas area. "One of the best gifts you can give your kids is not to be dependent on them in the future." Where do 529s, custodial accounts and Roths fit in? Get the full checklist here.
From the 401(k) you opened at an old job to a savings account at a bank you switched from years ago, you might have forgotten money sitting somewhere. Experts say it happens more than you might think – and the best place to start your search for forgotten coin is MissingMoney.com, a free site run by the National Association of Unclaimed Property Administrators. There are also sites that specialize in forgotten pensions and unpaid back wages, as Yahoo Finance reports. One rule to keep in mind – you should never have to pay someone to find lost money for you; it can be done using free tools. Now, go get your cash!
More states are finally recognizing caregivers. Connecticut is set to become the third state offering a tax credit for family caregivers – a small but meaningful acknowledgment of the very real financial toll caregiving takes. "The caregiver tax credits try to recognize the costs out of pocket that caregivers face," says Megan Reilly, vice president of government affairs at AARP. "Many caregivers are having trouble staying in the workforce or are reducing their hours at work. Money and costs can be among their biggest concerns." |
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| Things That Save You Money |
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| Spilling The Beans: The Kirkland Coffee Secret (And Other Tips To Save You At The Grocery Store) |
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We’re all feeling it at the checkout line. Eggs, berries, coffee, onions, things we used to toss in the cart without thinking, are now making us pause and do the math.
The HerMoney podcast teamed up with Consumer Reports (CR) to track one real woman’s grocery spending for a full week. Lori is a mom of two, living outside Boston, whose go-to grocers include Trader Joe’s, Costco, and Stop & Shop. She hunts yellow sale signs like a competitive sport, and has very strong feelings about onion prices. Jean sat down with Lori and CR’s Yasmeen Khan – writer of CR’s Bread and Butter newsletter – to review her week and pull out the lessons.
The biggest one? Store brands deserve a second look. CR taste-tested name brands against store brands across grocery staples and found private label products are typically priced 25–30% lower — and often just as good, or better. Fun fact: Lori already knew that Kirkland coffee at Costco is made by Starbucks.
"Just try different private label products and see what you like," Khan said. "Not everything may be a win, but you might realize you actually prefer some of them."
The move: swap store brand versions of the staples you buy every week – yogurt, pasta sauce, cereal, olive oil — and do your own blind taste test at home. The savings add up fast. |
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| Ask Jean |
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| Q: |
When I read a bank offers FDIC insurance up to $250,000, does that mean that each account under my name at a bank is covered separately, or all my accounts combined? |
| A: |
Great question – and the answer could be a little bit of both, depending on your setup.
FDIC (Federal Deposit Insurance Corporation) insurance automatically covers traditional deposit accounts (checking, savings, money market deposit accounts and CDs) at FDIC-insured banks. You don’t need to sign up; it kicks in automatically.
Here’s how the math works: the FDIC adds together all of your accounts in the same ownership category at the same bank. So, for example, if you have a checking account and a savings account, both in your name alone, at the same bank, they’re combined toward your $250,000 limit.
But – and this is an important but – different ownership categories each get their own $250,000 limit. For example, a joint account is in a different ownership category than a single account. Certain retirement accounts are another category. So, if you have accounts across different categories at the same bank, your total coverage could exceed $250,000.
And, if you have accounts at different FDIC-insured banks, the $250,000 limit applies separately at each one.
Want to see exactly how the situation will shake out for you? Check out the FDIC’s free Electronic Deposit Insurance Estimator. |
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| Submit your questions to Jean here. |
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