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| Stat Of The Day |
| 66.8% |
That’s the percentage of women in the U.S. who say they have a side hustle. According to a new report, the two most popular ways to earn extra cash are by reselling items (hello, closet cleanout) and online freelancing, with the average side hustler making $500 or less per month. |
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| 10 In-Demand Remote Side Hustles And Where To Find Them |
Remember when "moonlighting" meant doing something like babysitting on the weekends to make a few extra bucks? Gone are those days. Now, you can totally side-hustle your way to more money from the comfort of your own home (and in slippers and sweatpants, if you wish).
If earning extra cash via a remote side hustle sounds good to you, you might wonder, what’s the best way to find one? Experts say there are a lot of opportunities out there, but many workers struggle with knowing where to look. "Staying up to date on the latest part-time hiring trends is a great place to start, and as FlexJobs’ research indicates, there are a variety of in-demand side jobs available across industries and career levels like graphic design, content writing, sales, and even roles for therapists and nurses," says Toni Frana, Career Expert Manager at FlexJobs.
Naturally, some side hustles are in higher demand than others. FlexJobs recently analyzed its database of open positions to identify which part-time remote jobs have had the most openings over the past year. Here are the ten most popular roles and where to find them. |
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| Things That Save You Money |
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Do you toss moldy cheese, or cut off the funky part and snack away? That’s one of the questions posed in this quiz, which tests your food safety knowledge. Spoiler alert – your over-cautiousness could be costing you. |
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You could say the "No New Things Challenge" is in the cards for one HerMoney reader. "I thought to myself, instead of buying my husband an Easter card, what if I found one from the 25 years of cards we saved?" asks Marta. "So, I did. And, I had an orphan envelope that fit perfectly." |
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An extra $1,500 in the bank? Yes, please. That’s how much participants report saving with the help of FinanceFixx, HerMoney’s financial coaching program. If you’re planning to retire in the next 10 years or so, join our special session just for pre-retirees, which starts TONIGHT! |
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| This Week In Your Wallet |
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No, economic uncertainty isn’t fun. However, it has one silver lining – better dates. According to a recent survey, the average American spends approximately $2,279 on dates per year, which breaks down to around $168 per date. As the threat of a recession looms, Americans are swapping pricier date nights for more frugal options – think free events, DIY fancy cocktails at home, and a stop at the ice cream stand instead of dinner out. "Perhaps the silver lining of recession dating is that dates get stripped down to the essentials, making them more about connection and quality time and less about going to 'the best' places and trying to impress others with how much we spend," reports TIME. "Though financial insecurity causes incredible stress, one hope is that, inadvertently, it redefines what fulfilling and romantic connections look like in the future."
If you’re getting divorced soon, you’ll want to put as much effort into protecting your heart as you do into safeguarding your finances. As The Washington Post reports, there are several red flags to look out for that could indicate your soon-to-be ex is hiding money or assets that are meant to be divided. One of them? Spending money on significant, legitimate-looking expenses that could be recouped post-split. For one of the couples highlighted in the story, it looked like a $4,000 charge for LASIK surgery that was never going to happen. The strategy is "pretty easy to see in banking documents," says Emily Rubenstein, a family law attorney. On the other hand, while smaller or more routine transactions may be less noticeable, you still need to keep a close eye out for them.
In the battle of investing styles, which comes out on top – active or passive? Active investing describes someone who is picking stocks and mutual funds, trying to outdo the stock market itself. Passive investors, on the other hand, tend to hew to index funds and ETFs, then follow a buy-and-hold strategy. Research shows that over the past 15 years, 86% of actively managed stock funds underperformed their respective benchmarks. With bond funds, though, there is more of a case that some actively managed funds can provide added value. "The pros here are that if you do choose a few winning stocks, there’s an opportunity to outperform the market and make big profits. However, those opportunities are rare and investors normally underperform and don’t beat passive investment strategies," Bryan Stiger, CFP, tells HerMoney.
Tired of watching the markets from the sidelines? Join our women-only investing club. InvestingFixx helps you build your investing skills and stock portfolio. No mansplaining—just money moves! 💪💰 |
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| Ask Jean |
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| Q: |
It’s been 15 years since I got divorced. I remember my lawyer saying to keep my decree until I die, plus probate-related documents. But what about the 8 inches of paperwork leading up to the finale, including a stack of correspondence with lawyers and QRDO-related documents? What can I get rid of? |
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Not only are divorces expensive, but they can also leave you buried in piles of paperwork. Experts say there are things you definitely need to keep and others that can be put immediately in the "shred me" pile.
As Lauren Crane, Esq., a partner at Bender & Crane, explains, holding onto the right documents post-divorce is critical. "After a divorce, people should retain the QDRO, which is the order distributing specific retirement assets [as well as] the Judgment of Divorce, and any agreement or order that the Judgment of Divorce is based upon."
All the other paperwork? Consider this your permission to get rid of it. "There is no need to retain all of those other documents, as they merely take up space and will not be helpful or useful in the future," adds Crane. |
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| Submit your questions to Jean here. |
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| More For You To ♥ |
💸 Do you really need a budget? Dana Miranda, author of "You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease," says no. Find out why on the latest HerMoney Podcast.
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