How to Change Your Money Habits 

With inflation and a recession on the horizon, there’s no better time than now to reexamine how we’re managing our money. 61% of Americans — 203 million of us — are living paycheck to paycheck, and 13% of us are spending more than we earn. Not only is this causing us stress in the here and now, but it’s also giving us lasting regrets in the future. Nearly 70% of Americans have financial regrets, including not saving soon enough for retirement, having credit card debt, and not having an emergency fund. 

It’s easy to recognize that we have to change our habits — but how do we actually stick to those changes? Jean has partnered with financial coaches Patrice Washington and Louis Barajas to answer that very question on a new public television show called Opportunity Knock$. On the show, Jean, Patrice, and Louis work with families across the U.S. to identify their financial challenges, advise them on how to overcome mental and emotional hurdles, and point them to the resources they need to make lasting change. 

In this bonus episode of the HerMoney Podcast, Jean talks with Patrice and Louis about their experiences on the show, the systemic barriers to financial knowledge, the importance of having a growth mindset, and how we can all lean on our communities to help us with our money goals. 

Opportunity Knock$ is out today! You can watch it on your local PBS station, on PBS Passport, or for free on the Opportunity Knock$ website.