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How to Money: Your Ultimate Visual Guide to the Basics of Finance Paperback – May 10, 2022

4.5 4.5 out of 5 stars 149 ratings

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*As featured on Live with Kelly and Ryan*
*A 2023 Business Insider Best Personal Finance Book - Teens and Gen Z*

"Where was this book when we were teenagers?" - Real Simple

Get ready for graduation day and learn how to money in this in-depth, full-color illustrated guide to personal finance from
New York Times bestselling author and expert Jean Chatzky, Kathryn Tuggle, and the team at HerMoney -- the perfect gift for high school and college graduates!

There’s no getting around it. You need to know how to manage money to know how to manage life ― but most of us don’t! This full-color, illustrated guidebook from
New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and their team at HerMoney breaks down the basics of money―how to earn it, manage it, and use it―giving you all the tools you need to take charge and be fearless with personal finance.

Featuring exclusive HerMoney interviews with CEOs, activists, and many more, How to Money will teach you the ins and outs of:
-creating a budget (and sticking to it)
-scoring that first job (and what that paycheck means)
-navigating college loans (and avoiding student debt)
-getting that first credit card (and what “credit” is)
-investing like a pro (and why it’s important!)

All so you can earn more, save smart, invest wisely, borrow only when you have to, and enjoy everything you've got!

Read more Read less

New in teachers' picks. More children's books by grade. New in teachers' picks. More children's books by grade.

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From the Publisher

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"You need to know how to manage money to know how to manage life."

How to Money Authors

"Earn more, save smart, invest wisely, borrow only when you have to..."

Editorial Reviews

Review

Praise for HOW TO MONEY
*A 2023 Business Insider Best Personal Finance Book -- Teens and Gen Z*

"Fun to read, easy to understand and visually enticing filled with infographics, actionable tips and exercises. . . .
This one is truly special in how it delivers an empowering message that even many adults could benefit from: Money can be intimidating, but it doesn’t have to be." -
The Wall Street Journal

"Where was this book when we were teenagers?" -
Real Simple

"Helps new grads make smart, informed money decisions." -
MSNBC

"Financial advice and guidelines for young people taking their first hesitant steps into 'Adultville.' Encouraging, empowering, and up to date." -
Kirkus Reviews

"Conversational and contemporary, this engrossing guidebook by Chatzky, Kathryn Tuggle, and the team from the HerMoney website addresses financial issues. . . . A resource for any gender, this engaging guidebook functions as an informational text, supplement to a personal finance course, and research tool. [A]n excellent addition to the school library’s self-help collection." -
School Library Journal

"This useful financial guidebook for teens is appealingly illustrated with accurate, accessible, and timely content." -
Booklist


About the Author

Jean Chatzky is CEO and co-founder of HerMoney, the author of over a dozen books (including Money Rules, Women with Money, and Not Your Parents' Money Book), an award-winning magazine columnist and host of the HerMoney podcast. After decades of reporting on personal finance ― including 25 years on the Today show ― she knows that now more than ever, a successful financial life is within every woman’s grasp ― and with the HerMoney team, she’s on a mission to help you get it. In her free time, Jean loves running, finding new ways to use her sourdough starter, and cooking for friends. Raised in the midwest, she now lives in Philadelphia with her family and new pup. Find her on Twitter and Instagram.

Kathryn Tuggle is Chief Content Officer and Gracie-Award winning Editor-in-Chief at HerMoney.com. She produces the HerMoney Podcast and co-hosts its popular mailbag segment. Originally from Birmingham, Alabama, Kathryn has spent the last two decades writing and editing for magazines, television and websites in New York. When she’s not educating women about their money, Kathryn can probably be found thrift store shopping, teaching a yoga class, or browsing bookstores in Paris.

Nina Cosford is a freelance illustrator based in the UK. Her work mostly focuses on storytelling - particularly female-centric themes - and has amassed a global audience of over 350,000 followers. She has illustrated over twenty published books and has collaborated with numerous brands including Apple, HBO, WaterAid, TATE, Google and Netflix. She also loves to travel and draw her way around the world - recording people, places and cultures in her sketchbook wherever she goes.

Product details

  • Publisher ‏ : ‎ Roaring Brook Press (May 10, 2022)
  • Language ‏ : ‎ English
  • Paperback ‏ : ‎ 256 pages
  • ISBN-10 ‏ : ‎ 1250791693
  • ISBN-13 ‏ : ‎ 978-1250791696
  • Reading age ‏ : ‎ 12 - 18 years
  • Lexile measure ‏ : ‎ 980L
  • Grade level ‏ : ‎ 7 - 9
  • Item Weight ‏ : ‎ 1.27 pounds
  • Dimensions ‏ : ‎ 6.2 x 0.8 x 9.25 inches
  • Customer Reviews:
    4.5 4.5 out of 5 stars 149 ratings

About the authors

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Customer reviews

4.5 out of 5 stars
4.5 out of 5
149 global ratings
Pushes Gender/Race/Inequality Agenda/Social Justice
1 Star
Pushes Gender/Race/Inequality Agenda/Social Justice
Book would be decent if it wasn’t forcing cherry picked “gender” “racial” “income” inequality and telling your teens to vote towards, you guessed it, Democrat! The above “gaps” have already been debunked countless times, go watch Jordan Peterson or do your research and actually deep dive into the data concerning race, gender and income gap disparity. Bottom line: People who make more: work more, sacrifice more, negotiate, are less agreeable, hungry to do more, etc. so they earn more! Shocker, you actually have to work hard and make big sacrifices to get to the top. Glosses over RothIRA but goes into detail about Crypto? Avoid the book, go with MotleyFool Or a better investment/money book.
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Top reviews from the United States

Reviewed in the United States on April 17, 2024
I gave it 4 stars only because the demographics aren’t clearly indicated. Otherwise, it looks like a great book for high schoolers and other young adults with no experience managing personal finances.
Reviewed in the United States on October 25, 2023
Bought as a HS graduation gift. We put (5) $20 bills at each chapter section. Thought it would be a good delivery method for giving a graduate cash, instead of just putting money in a card.
10 people found this helpful
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Reviewed in the United States on October 24, 2022
There is another book that also helps children in their teen years to recognize that to be truly independent as an adult you must start sooner than later to handle money for your own needs. You start where you are to pay for clothing, other necessities and gifts. You learn to save 10%, give 10%, and surprise give to Caesar.
2 people found this helpful
Report
Reviewed in the United States on April 24, 2023
It wasn't available at the age at which I would have gotten the most use out of it - age 17. I think that there's tons of solid and accessible advice available inside, and I was happy to see Tiffany Aliche and Ilhan Omar chime in.
2 people found this helpful
Report
Reviewed in the United States on July 27, 2022
Absolutely loved this book I picked up for my college age daughter!
I enjoyed reading it and love the conversations we have been having with it. We have so much emotion around money and it’s clear to me our money beliefs drive our own self worth, how we spend, invest and more. Thank you Jean Chatzky & Kathyn Tuggle and the Her Money Team!
4 people found this helpful
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Reviewed in the United States on November 28, 2022
I've purchased a few copies of this book for young friends, including a niece who just graduated high school. It's filled with tremendously valuable, easily digestible information and advice. I sincerely wish I'd been given a book like this when I was a teen or young adult.
3 people found this helpful
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Reviewed in the United States on November 16, 2023
I am not the target demographic for this book (which seems to be teenage girls), so take my review as a grain of salt...

While I found the book to be a very quick read, I also found it to be very general and not particularly groundbreaking. The information in this book is the same thing you can find on any finance blog with the exception of their personal interviews at the end of each chapter.

I found the definitions of finance terms like credit, debit, APR & deductible in the middle of the page to be distracting, but maybe a teen would be interested in that format.

Overall it wasn't bad, but I wouldn't read it again or recommend it to friends or family.
2 people found this helpful
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Reviewed in the United States on October 6, 2022
This book is a good read. Very informative.
Got it for a family member. College student.
2 people found this helpful
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Top reviews from other countries

BB
5.0 out of 5 stars FOR MOM & TEENS
Reviewed in Canada on January 11, 2024
Although written from an American financial stand point, the lessons stand for Canadians as well. Easy read. Quirky. Intensely informative. I am almost done reading it and my oldest wants to read it next. Teaches all the things for those of us who weren't taught how to manage our money.
Jim Edwards
5.0 out of 5 stars They should teach this in school
Reviewed in the United Kingdom on May 19, 2022
This is everything about money that they should have taught you when you were young but did not. One of the best things about the book is that the pages are colour-coded so you never lose your place. The chapters are all really short and have tons of lists, charts, graphics, and bullet points — so it's really easy to read. Give this book to a teenager. They will thank you (perhaps in the following decade!)
Andreas S.
5.0 out of 5 stars Easy to read
Reviewed in Canada on July 24, 2023
Illustrations make it easy to digest
hols
4.0 out of 5 stars American and aimed for girls
Reviewed in the United Kingdom on October 13, 2023
Great book, a lot of text