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| Stat Of The Day |
| $1.19 |
If you’re winging it (pun intended) this Thanksgiving and have yet to buy your bird, you’re in luck. An analysis from The Hustle shows turkey prices plummet the closer we get to the big day. In early November, the per-pound average retail price for a whole frozen turkey (less than 16 pounds) was $1.19. Rewind to October, and prices were as high as $2.15 per pound. |
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| 22 Startups Hiring Remote Workers Now |
Looking for a new gig? Or more money? You’re not alone. At the start of this year, more than half of Americans had finding a new job on their 2024 to-do list, according to data from GoBankingRates and the year’s not quite over yet.
One of the big factors driving the quest? The desire (or need) for more flexibility – that includes both hours and working location. Many startup companies are hiring for remote positions, which typically offer both in spades. Who doesn’t love being able to throw a load of laundry in between conference calls?
"In addition to remote and hybrid models, many of the companies are supporting their workers with WFH stipends, increased mental health benefits, virtual training and upskilling opportunities to help people succeed," LinkedIn Senior Editor at Large Jessi Hempel tells HerMoney.
If you’re on the hunt for a new, flexible role, here’s a roundup of 22 startup companies hiring remote workers now, some of which have hundreds (yes, you read that right…hundreds!) of opportunities available. |
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| This Week In Your Wallet |
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Like a she shed, on steroids. Manufactured homes that you can order on Amazon or Facebook are becoming more popular amid a tough market for homebuyers. "Recent manufactured homes available on Amazon — including a foldable home that retails for less than $25,000 and a multistory home made of recycled shipping containers for $29,000 — have gone viral on TikTok and YouTube among young people looking for an affordable path to homeownership," reports CNN. Don’t start packing your bags quite yet though. While manufactured homes might be inexpensive, there are other costs to consider, namely paying for the land on which your new abode will sit, and those associated with complying with local building codes.
Looking to snag last-minute travel deals? As you click through websites to find the best prices possible, don’t let your guard down. According to Booking.com, there’s been a 900% increase in travel scams over the past 18 months. The culprit? AI. "Nowadays, nearly anything can be faked with AI so if it is ‘too’ well written, ‘too’ good to be true in the offer, or ‘too nice’ in pictures, then I would be especially careful," warns Christoph Cemper, founder of AIPRM, a software development company. There are five big scams to watch out for, including AI-generated reviews. Last year alone, Tripadvisor ID’d a record two million reviews on its platform as fake. Here’s how you can tell the difference between a phony travel review and the real deal.
The curtain is about to close on 2024…but it’s not too late to make smart money moves to lower your tax bill. Kiplinger has rounded up three often-overlooked ways to do just that. One of them? Taking advantage of clean energy tax credits, which may or may not be available under the incoming administration. "By taking advantage of these energy-related tax credits, if you’re eligible, you can potentially lower your tax bill while benefiting from energy cost savings," reports Kelley Taylor. For example, if you purchase a qualifying new electric vehicle before the end of the year, you could be eligible for an EV Tax Credit of up to $7,500. |
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| Things That Save You Money |
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| Ask Jean |
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| Q: |
I am close to being ready to downsize my home. Do I sell my current house (with no mortgage) or rent it out and use the income to fund a new mortgage? |
| A: |
Whichever route you go, there are pros and cons. If you decide to sell, you’ll have a lump sum of cash that you’ll be able to put toward your new home and since you’re downsizing, perhaps enough left over to put toward another financial goal. You’ll also avoid the risks and responsibilities of becoming a landlord. On the other hand, you’ll forgo the passive income that can come from renting your property, and any potential future increases in its value.
If you decide to hang on to your house and rent it out, you’ll reap the benefits of (hopefully) having a steady income stream that can help cover the mortgage on your new home. Landlords can also take advantage of certain tax benefits. For example, you may be able to deduct certain expenses, like those related to maintenance and mortgage interest. In many cases though, being a landlord is far from a walk in the park. Even if you have awesome tenants, you’ll still have to deal with things like property maintenance, potential vacancies and expenses such as property taxes and insurance.
My advice to you? Ask yourself some questions and crunch the numbers. Are you prepared to take on the responsibilities of being a landlord? Do you need cash for a down payment on your new home? How strong is the rental market where you live? (Even a few months of vacant property can take a big bite out of a landlord’s cash flow.) Get an idea of how much you could make in rent and how that would compare to mortgage payments on your new home. Finally, many local markets are home to real estate investment clubs that often pool information more than resources. Check them out and good luck! |
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| Submit your questions to Jean here. |
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| More For You To ♥ |
👑 It’s time to start thinking big and bold about the second half of our lives. On the latest HerMoney Podcast*, Deb Whitman, Chief Public Policy Officer at AARP and author of "The Second Fifty" busts the biggest myths about midlife and beyond. The HerMoney Podcast is made possible by Edelman Financial Engines.
🛍 Look like a thousand bucks for only $79 a month, literally. Armoire clothing rentals is offering new members one of their best deals yet. Access thousands of designer brands with free shipping, dry cleaning and styling all for $79 a month. To put it in perspective, you could buy the $375 GUESS wool coat for your upcoming holiday travel, or you could rent it—along with all of your other outfits this season—for $79. Try it out here**
🤝 For the first time in history, workplaces have up to five different generations, often working side-by-side. And, spoiler alert, it can come with a host of new challenges…but also, new opportunities. Here’s how to navigate what experts call a "new kind of diversity."
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*The HerMoney podcast is proudly sponsored by Edelman Financial Engines. Unlock your wealth potential with our sophisticated wealth planning. Continue your journey at EdelmanFinancialEngines.com. Sponsored by Edelman Financial Engines – Modern wealth planning. All advisory services offered through Financial Engines Advisors L.L.C. (FEA), a federally registered investment advisor. Results are not guaranteed. AM3328131.
HerMoney is not a client, agent, representative or affiliate of EFE.Edelman Financial Engines ("EFE") is a sponsor of the "HerMoney with Jean Chatzky Podcast," created by HerMoney Media. Inc. ("HerMoney") and provides cash compensation to HerMoney Media. HerMoney receives a sponsorship fee from Edelman Financial Engines depending on the number of podcast downloads, as measured by the end of the calendar year. The sponsorship fee is paid on a quarterly basis each year. In turn, HerMoney also provides promotional deliverables regarding EFE on the HerMoney podcast, newsletter, and social media channels. Due to this sponsorship arrangement, HerMoney has an incentive to endorse EFE and its services. |
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