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Should You Use A ChatGPT Resume?
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ChatGPT and other similar AI programs that generate text are being used for everything from writing emails to crafting online dating profiles. But should you use AI to help you land your next job? While no one wants a resume that looks like a ChatGPT resume, experts say if you don’t use AI to give you a leg up on the competition, you could be putting yourself at a disadvantage.
For years now, companies have been using applicant tracking
software, commonly referred to as “ATS” to help identify the best candidates for positions. If your resume isn’t ATS optimized, it’s easy to fall through the cracks, even if you have great experience. “It was kind of this black hole of despair…a lot of people thought, “wow you know, I thought I had good experience but I’ve applied to 50 jobs and I’m hearing nothing,” says career coach Elizabeth Pearson.
Enter AI, and platforms like ChatGPT, which are leveling the technological playing field. From crafting amazing resumes to applying for positions (and actually getting a response), there are a number of ways people are tapping into AI to better their chances of getting hired. “AI can really help spark ideas and is a welcome prompt when you're struggling with
complex, difficult to get started on job search templates like resumes and cover letters,” says career advisor Alison Cheston. Here’s a look at some of the most popular ways job seekers are using AI, and how you can use it, too.
Low Waste Cooking Hacks With Sohla El-Waylly
It’s something we’ve probably all done–grocery shopped, filled our fridge and then threw unused food away because it’s gone bad. Not only are we wasting food when this happens…we’re wasting money too. This week on the HerMoney Podcast*, culinary creator and author of the highly
anticipated cookbook Start Here: Instructions for Becoming a Better Cook, Sohla El-Waylly sits down with Jean Chatzky and shares some of her favorite hacks for avoiding food waste.
One of them? Be sure to buy fruit and veggies on sale. “That's when you know it's going to be perfect. You see a bag of apples that are on sale, you know they're going to be super sweet,” she says. On the other hand, she advises
avoiding buying meat on sale because “if a package of chicken is on sale, that means it's on its way out. If you're going to cook it that same day, that's okay — but oftentimes that's not how you end up shopping.”
For more tips on how to avoid wasting food (like that bunch of parsley you used for just *one* recipe), click here.
How To Stop Living Paycheck-to-Paycheck
Are you wondering how to stop living paycheck-to-paycheck? Overall, 61% of Americans now say they are living paycheck to paycheck, according to new data from LendingClub. Additionally, those of us who are high earners — earning $100,000 or more per year — aren't immune to monthly budgetary struggles. In fact, this demographic is struggling even more today: 49% of those earning six figures or more reported living paycheck to paycheck.
So, what gives? Inflation is certainly a factor. Rising prices for everything from food to fuel have squeezed the budgets of Americans at most income levels. “The cost of everything has gone up so (people) are having to make some pretty difficult
tradeoffs," says Anuj Nayar, LendingClub’s Financial Health Officer. When you don’t have anything left over to save, it can create problems…namely, hindering your ability to cover emergencies that might pop up.
If you’re living paycheck-to-paycheck, there are things you can do to break the cycle, and eventually, build up an emergency fund. First, track when you are spending and then, start to save something. “We encourage everyone to take a very hard look at their expenses and start putting something toward a savings account – even if it’s only $10 a week,” Nayar says. If you need an extra boost to get motivated and start saving, check out FinanceFixx, Jean Chatzky’s 8-week money makeover program.
Invest Like A Woman With Nancy Tengler
We all know by now that women HAVE to invest if we want to turn our earnings into true wealth. Yet still, even in 2023, not enough women feel confident about investing. According to HerMoney’s 2023 State of Women survey, sponsored by Principal Financial Group, just 22% of female employees compared to 46% of male employees considered themselves knowledgeable
about investing. Yet, we know that historically, women see better returns on their investments than men do. In other words, we’re better at it than men, but we’re also less confident than men.
Yes, it’s maddening, and thankfully Nancy Tengler, author of The Women’s Guide to Successful Investing, joins Karen Finerman on the How She Does It Podcast, proudly supported by iShares, to help us dig into how women can get started investing — and be more confident doing it! She learned at a young age the importance of investing to grow wealth. “I came from a single-parent home and when my dad left, I was 12. My mom got a job, then she got a second job, and I went to work cleaning the houses of some of my schoolmates, pet sitting, and babysitting,” Tengler recalls. “Over time, what became clear to me was that the only way you could accumulate wealth was if you invested. You couldn't save your way there.”
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Listen to hear Nancy’s strategy for constructing our portfolio like a dinner party invitation list, how to do your research and buy
stocks with strong management teams, and the big wins (and losses) she’s weathered along the way.
The State of Women in 2023 Part II
It's time for the second round of HerMoney’s 2023 State of Women survey conducted with Principal Financial Group. The first round was focused on the
financial well-being of employees. This round is focused on the financial well-being of employers—more specifically, small and midsize business owners (SMBs). Before we talk top-line, we want to take a moment to express our deep gratitude to all of you for taking this survey. Your valuable time and thoughtful responses have played a pivotal role in
shaping this research, which is poised to make a real difference in the financial well-being of women. Now, for the data…
There’s a difference in confidence levels between women and men SMBs when it comes to their outlook for the overall economy, their money management, and their attitude toward risk. When it comes to assessing their own knowledge and confidence about money management and investing, men SMB owners feel much better than women SMB owners. In fact, when examining this trend with the earlier HerMoney survey of employees, for all measures on levels of financial knowledge and confidence, the ranks are as follows: men SMB owners, men employees, women SMB owners, and women employees. You can see the quantitative breakdown here. It’s also worth noting that women business owners are more focused on driving good employee experiences and outcomes than men. Keep reading here.
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More For You To ❤️- Brush up on your sports stats. If you’re looking to stay up to date with the latest-and-greatest-of-all-time (🐐) in sports, allow us to introduce you to our go-to: The GIST. The GIST is a free,
female-founded newsletter that delivers a fresh and fun perspective on sports’ biggest headlines. Sign up today to always be game-day ready.
- Get your holiday spending in check. How can you enjoy a wonderful holiday season without sacrificing your savings or sanity? Not overspending is a great place to start. And, our 8-week Money Makeover program, FinanceFixx, might be just what you need to get your habits in check. Learn more here and use code FREAKYFIXX for 20% off of our next session starting tonight!
Have a great week!The HerMoney Team
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We maintain a strict editorial policy and a judgment-free zone for our community. We strive to remain transparent in everything we do. Website posts and newsletters may contain advertisements, links and mentions of products from our partners. Learn more about how we make money.
*The
HerMoney podcast is proudly sponsored by Edelman Financial Engines. Unlock your wealth potential with our sophisticated wealth planning. Continue your journey at EdelmanFinancialEngines.com. Sponsored by Edelman Financial Engines – Modern wealth planning.  All advisory services offered through Financial Engines Advisors L.L.C. (FEA), a federally registered investment advisor. Results are not guaranteed. AM3143680.
**This is a sponsored post.
HerMoney is not a client, agent, representative or affiliate of EFE. Edelman Financial Engines
(“EFE”) is a sponsor of the "HerMoney with Jean Chatzky Podcast,” created by HerMoney Media. Inc. (“HerMoney”) and provides cash compensation to HerMoney Media. HerMoney receives a sponsorship fee from Edelman Financial Engines depending on the number of podcast downloads, as measured by the end of the
calendar year. The sponsorship fee is paid on a quarterly basis each year. In turn, HerMoney also provides promotional deliverables regarding EFE on the HerMoney podcast, newsletter, and social media channels. Due to this sponsorship arrangement, HerMoney has an incentive to endorse EFE and its services.
BLACKROCK and iSHARES are trademarks of BlackRock, Inc. or its affiliates (together “BlackRock”). The information provided in this communication is solely for educational purposes and should not be construed as advice or an investment recommendation. Any opinions expressed do not necessarily represent the views of BlackRock. BlackRock is not affiliated with HerMoney.
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