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Stat Of The Day
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2.7 Billion
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Holy guacamole. That’s how many pounds of avocados Americans eat annually. They’re more than just good on toast (or on salad…or yes, even in ice cream!) Avocados also represent a $4 billion industry and support nearly a half million jobs in the United States and Mexico.
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22 Startups Hiring Remote Workers Now
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Looking for a new gig? Or maybe just more money? You’re not alone. More than half of Americans are planning to find a new job in 2024 according to data from GoBankingRates. Even with The Great Resignation behind us, millions of workers are looking to make a change for more flexibility. That includes both hours and working location. C’mon, who doesn’t love being able to put on a load of laundry between conference calls?
LinkedIn recently released a list of 18 promising startups that have launched in 2024, along with a list of tech startups to watch, all of which are worth checking out. Additionally, many of the companies featured on LinkedIn’s list of top startups for 2023 are still hiring.
"In addition to remote and hybrid models, many of the companies are supporting their workers with WFH stipends, increased mental health benefits, virtual training and upskilling opportunities to help people succeed," says LinkedIn Senior Editor at Large Jessi Hempel.
The majority of companies on these lists are startups hiring for remote roles, and some have quite a few jobs available. Here’s a look at some of the top startup companies hiring remote positions right now.
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This Week In Your Wallet
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The key to a better budget might be eating at home more often. In the latest Consumer Price Index, the "at-home" food category (AKA, groceries) was flat from the month prior. "Overall, prices were up 2.2% year over year, which may bring some comfort to inflation-weary consumers as the price pressures of key food staples moderate," reports Axios. What products are seeing price decreases? Butter,
nonalcoholic drinks and cereals/bakery items, which saw the largest monthly drop at .9%. Meanwhile, the dining out category has skyrocketed 4.2% year over year. "What you will find is, if you go deeper into those numbers, the opportunities at grocery stores are improving significantly, but it is restaurants where we are still seeing a bit of high inflation," notes Agriculture Secretary Tom Vilsack. Plus: Here’s what happened when the credit card of one of our favorite money writers — The Moneyist Quentin Fottrell — was stolen. He dug in to see where his own money was going and found a
lot of it was winding up, yup, in his stomach.
Are there conflicts your financial advisers don’t want you thinking about? Yup. It has to do with keeping assets in your portfolio "under management" rather than using them for other things that might be optimal. "In one example, people who pay advisers portfolio-based fees claim Social Security earlier than what is often considered ideal, and at the same age as those who aren’t getting any advice at all," writes Anne Tergesen for The Wall Street Journal. Why would that matter? If you start drawing Social Security sooner, you can let more of the money in your investment account continue to grow.
Annuities are another point of contention. "They are so seldom used by advisers that one would have to question whether conflicts of interest are preventing advisers from presenting a solution that will likely make clients better off," says Michael Finke, a professor at the American College of Financial Services..
Sorry LinkedIn…for many Millenial women, the go-to place for career advice is now Facebook (yes, you read that right). An increasing number of job seekers are finding everything from interview tips to referrals at "dream companies" from their peers in Facebook groups. "LinkedIn is a place to flex, it can almost feel too vulnerable to ask for help," one job hunter told Fast Company. "Facebook Groups give you an outlet to connect with like-minded people in a less formal way—even reading other people’s questions provides an opportunity to self-reflect." As a recent study found, 37% of users have trusted social media for career advice. The younger you are, the more likely you are to seek help on Facebook or other platforms.
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Things That Save You Money
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Did someone say Chunky Monkey? Tuesday (as in, TODAY) is Ben and Jerry’s FREE Cone Day. Click here for details…and don’t wait, the offer is only good until 8 PM tonight!
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Have you heard of the viral 6 to 1 Grocery Method? It goes a little something like this: fill your cart with six vegetables, five fruits, four proteins, three starches, two sauces or spreads and one treat for yourself. Fans say not only does it save money and eliminate waste, it can help you eat healthier, too.
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It’s time once again for Target’s popular car seat trade-in event. Now through April 27th, those who trade in an old car seat will be given a 20% off coupon that can be used toward a new seat, or other types of baby gear. Get the deets, here.
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How Deb Liu Stopped Fighting And Stepped Into Her Power
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"What makes you successful in the workplace is not winning and getting everything right, it’s actually building connections because this is a team sport."
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Deb Liu knows what it takes to succeed in a male-dominated field. A 20-year veteran of the tech industry, she spent 12 years moving up the ranks at Facebook and then took the job of CEO of Ancestry.com. Her bestselling book "Take Back Your Power: 10 New Rules for Women at Work" chronicles not only how she took control of her narrative, but also the lessons she wants to teach other women as they climb.
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Liu recently joined host Karen Finerman on the How She Does It podcast to share some of what she’s learned about taking back your power in the workplace. One of the habits she wishes more women would break? That’s something she calls "strategic ambiguity," or never asking for what we want because it’s safer to not know (and stay where we are) than to be rejected.
"What if, instead of asking a question that demands a yes or no answer such as ‘Can I have a raise or a promotion,’ I said, ‘I’ve been working with you for a long time, and I’d like to know the steps you think it’s going to take for me to get from here to the next level. How can we partner so I could demonstrate those skills?’ Suddenly you’re my ally," Liu says.
For more of Liu’s advice, including tips on how relationships (both in the workplace and at home) can impact your success, click here.
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Ask Jean
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Today's question comes from Brianna. She writes: Do you have any tips for what to do when you can't afford your bills–for example, card payments and the basic necessities? Are there any options to help me survive until I can get back on my feet?
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Brianna–thanks for your question, and please know my heart goes out to you during what sounds like a very challenging, scary time in your life. I hope you can take comfort in the fact that when it comes to being in debt and not being able to cover the basics, you aren’t alone. According to a recent study, 35% of Americans say they are in the most debt they’ve ever been in. Data from the Federal Reserve Bank of New York shows U.S. household debt climbed to $17.5 trillion in the last quarter, with credit card balances making up about $1.13 trillion of that (which BTW, is a record high for credit card debt).
Debt can be a spiral that’s hard to dig out of. You though, Brianna, are taking an important first step by asking for help. Knowing where to begin as you look to get back on your feet can be challenging, but I would start by prioritizing your bills. Grab a pen and paper, and make a list of all your expenses, in order, ranked by necessity. Is there anything you can cut? If so, you’ll want to do that, ASAP.
Next, pick up the phone and call your creditors. If you’re unable to make payments on your credit card, or other bills on time, ask them to work with you to set up a payment plan or temporarily lower your payments.
If you’re in danger of not having the essentials like food and shelter, you may want to look into government assistance programs or not-for-profits in your area that help those in need. They can bridge the gap until you get back on your feet. You also may want to reach out to friends and family for assistance, with the understanding that you will pay them back according to a predetermined timeline. Think for a bit, too, about other ways to bring in a little income, even if they are just temporary. Are there items you could sell that you no longer need? Is it feasible to take on a part-time job?
Lastly, it’s probably a good idea to enlist the help of a credit counselor (this is something you’re required to do before you take the step of declaring bankruptcy). A good credit counselor will look at your entire financial picture, including your mortgage (if you have one), credit cards, other debts, and assets to decide if you’re a good candidate for credit counseling services. A credit counselor will also determine if filing for bankruptcy is the way to go and will direct you to appropriate resources. To connect with a credit counselor, visit the National Foundation for Credit Counseling website.
When you’re in debt, climbing out can seem like an insurmountable challenge. By taking the right steps though, you CAN do it.
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Submit your questions to Jean here.
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More For You To ♥
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👀 What’s not to love about an extra $1,500? That’s the average amount FinanceFixx participants are saving during our 8-week money makeover program. April is Financial Literacy Month and we’re offering $100 off when you use the code FINLIT100.
👗 A woman will spend a year of her life deciding what to wear, according to one study. Take back your time with help from Kim France, who recently joined host Jean Chatzky on the HerMoney Podcast*. The HerMoney Podcast is made possible by Edelman Financial Engines.
🤔 So you’ve got a financial wellness program via your employer. Amazing! But are you getting the most out of it? According to The 2023 State of Women survey from HerMoney Media and Principal Financial Group, men report getting more out of their workplace financial wellness programs than women do. Thankfully this is a gender gap we can easily bridge. We break
down five ways to get the absolute most out of your employer's financial wellness program so you can more confidently reach your financial goals.**
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We maintain a strict editorial policy and a judgment-free zone for our community. We strive to remain transparent in everything we do. Website posts and newsletters may contain advertisements, links and mentions of products from our partners. Learn more about how we make money.
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*The HerMoney podcast is proudly sponsored by Edelman Financial Engines. Unlock your wealth potential with our sophisticated wealth planning. Continue your journey at EdelmanFinancialEngines.com. Sponsored by Edelman Financial Engines –
Modern wealth planning. All advisory services offered through Financial Engines Advisors L.L.C. (FEA), a federally registered investment advisor. Results are not guaranteed. AM3442999.
HerMoney is not a client, agent, representative or affiliate of EFE.Edelman Financial Engines ("EFE") is a sponsor of the "HerMoney with Jean Chatzky Podcast," created by HerMoney Media. Inc. ("HerMoney") and provides cash compensation to HerMoney Media. HerMoney receives a sponsorship fee from Edelman Financial Engines depending on the number of podcast downloads, as measured by the end of the calendar year. The sponsorship fee is paid on a quarterly basis each year. In turn, HerMoney also provides promotional deliverables regarding EFE on the HerMoney podcast, newsletter, and social media channels. Due to this sponsorship arrangement, HerMoney has an incentive to endorse EFE and its services.
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**This is a sponsored post
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